Whether you're looking for a new home, a vacation home or a
luxury property, here at Sellmax Realty our dedicated Sales Associates can
help you find the home of your dreams.
The Purchasing Process
Here at
Sellmax Realty we will help you with the entire Purchasing Process from
start to finish.
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The first step is to create a good relationship with your
Broker and Sales Associate to assure that you are the first person they call
when a new listing arrives on the market.
·
Next you
should speak with a Mortgage Lender/Broker and obtain written pre-approval
for a loan. This helps you determine your purchasing power and enables you
to act expeditiously and with confidence when you identify the property you
would like to purchase. Additionally, a pre-approval assures the seller that
you are qualified, providing you with an advantage when bidding on a home.
Guidelines to
finding your home
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Define your search
parameters. This typically includes price range, location, size, type of
ownership and building amenities (if appropriate). Ultimately,
flexibility will only work to your advantage.
-
Be specific about
your needs, price point, locations of interest and any other amenities
you require in your new home or building.
-
When scheduling
appointments, try to be available during the week. In addition to
evenings, early morning and late afternoon is a good time to schedule
appointments, as more brokers are available during these times to
provide access to their listings. In addition, by avoiding weekend and
open house showings you allow yourself to view properties without
fighting crowds of people (competition) and giving you more time to ask
questions and get a "feel" for the property.
Once you identify
the property - The purchase
-
Submit a verbal
offer through your Agent immediately who will then follow it up in
writing. The offer will include such provisions as purchase price, down
payment, amount of financing, included and/or excluded personal property
(i.e. window treatments, lighting fixtures, etc) preferred closing date,
current income (combined for couples), job description, net worth, and
debt status (loans, credit, etc.). Once your offer is verbally
"accepted" by the seller, your broker will notify the seller's attorney
who in turn will draw up and send to your attorney the initial contract.
Keep in mind that
sellers are allowed to hear ALL subsequent offers while your contract is
negotiated (or finalized). In fact a seller may accept another purchaser's
offer up to the point of a fully signed, executed and returned contract.
This means that until your contract is signed by both you and the seller,
your deal may not sustain as the primary deal. Therefore, instruct your
Broker to proceed expeditiously.
Finally, our agents are professional with years of experience in the
business. We’ll be dealing with you with Honesty and Integrity.
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